 Travel insurance...
In message <43eb2477$0$12805$892e7fe2@authen.yellow.readfreen ews.net>,
at 11:14:44 on Thu, 9 Feb 2006, Miss L. Toe
<missltoemissltoe@m> remarked:
>> >> Elsewhere it has wide ranging medical exclusions including:
>> >>
>> >> If you are on a hospital waiting list, or awaiting the results
>> >> of medical tests or investigations;
>> >
>
>Found it - but you can still get covered for anything not related to those
>factors.
>
>and do you think that clause unreasonable ?
I could be on a hospital waiting list for a very minor condition (even
something not illness-related like cosmetic surgery). Indeed, the more
minor the condition the longer the wait (typically). To say that this
bans me from even getting a quote for any additional premium seems a
little harsh.
>It also includes
>iv) If you are suffering from ...., stress, .....
>
>So dont get stressed when you are trying to find a reasonable travel
>insurance policy :-)
With the number of people who get signed of work these days for
"stress", this is another very wide exemption.
>> >> As well as:
>> >>
>> >> If you, anyone travelling with you or any person upon whose
>> >> health the trip depends, have ever received treatment for:
>> >> <quite comprehensive list>.
>> >
>> >Again, the other insurer will/can cover those.
>>
>> You have to phone in to declare, but they don't guarantee to accept.
>
>Would you - If you were an insurance company ?
I dunno. But you were the one saying "the other insurer WILL/CAN cover
those". I was merely saying "no they won't!!".
--
Roland Perry | 
