question about Chip and PIN in UK

Plan to go to London in Aug and heard about their Chip and PIN process
to reduce fraud. Will I have trouble using my US issue credit card? Non
of them have the chip in/on the card.
TIA.

"newbie" <invalid@invalid.invalid> wrote in message
news:5g6pghF3f6qtaU1@mid....
> Plan to go to London in Aug and heard about their Chip and PIN process to
> reduce fraud. Will I have trouble using my US issue credit card? Non of
> them have the chip in/on the card.

Well the last time I tried when a US friend came over the cards worked in
banks and bank cash machines, but didn't work in shops.

--
William Black


I've seen things you people wouldn't believe.
Barbeques on fire by the chalets past the castle headland
I watched the gift shops glitter in the darkness off the Newborough gate
All these moments will be lost in time, like icecream on the beach
Time for tea.

I thought foreign issued card that are not chip n pin would still work
through the new chip n pin terminals. The terminal or point of sale
pad determines the type of card. Then it would automatically print
out a slip for the customer to sign.

The only problem, I have read about is the U.S. debit cards with
MasterCard or Visa symbol on them. The system recognizes as a debit
card but the pin will not work in some cases. The merchant has to
force it to run it through the credit card network.

Sometime a U.S. debit card will work as a pin transaction if it has
these logos plus/interlink or maestro and the bank has not blocked
pin transactions.

Even U.K. cards with a MasterCard or Visa can still can be accepted
in the U.S. as a signature transaction. U.K. chip n pin cards
still have the magnetic strip.

Greg Rozelle

"Alec" <alexis2525 @ mail.com> wrote in message
news:ReednVGe5IUE8QPbRVnysAA@pipex.net...
>
> "William Black" <william.black@.uk> wrote in message
> news:BOtni.153$605.27@newsfe1-gui.ntli.net...
>>
>> "newbie" <invalid@invalid.invalid> wrote in message
>> news:5g6pghF3f6qtaU1@mid....
>>> Plan to go to London in Aug and heard about their Chip and PIN process
>>> to reduce fraud. Will I have trouble using my US issue credit card? Non
>>> of them have the chip in/on the card.
>>
>> Well the last time I tried when a US friend came over the cards worked in
>> banks and bank cash machines, but didn't work in shops.
>>
>>
> Because ATMs only read the magnetic strip, not the chip. Of course the
> chip-less US card won't work in a chip reader, but the display should have
> instructed staff to swipe the card (usually on the side of the card
> reader), which should have worked.

Most of the retail outlets we went into no longer had swipe thingy.

Well, except Edinburgh Woollen Mills who seem to expend a lot of time an
effort being nice to tourists.

--
William Black


I've seen things you people wouldn't believe.
Barbeques on fire by the chalets past the castle headland
I watched the gift shops glitter in the darkness off the Newborough gate
All these moments will be lost in time, like icecream on the beach
Time for tea.

"William Black" <william.black@.uk> wrote in message
news:Isuni.261$SI5.98@newsfe2-gui.ntli.net...
>
> "Alec" <alexis2525 @ mail.com> wrote in message
> news:ReednVGe5IUE8QPbRVnysAA@pipex.net...
>>
>> "William Black" <william.black@.uk> wrote in message
>> news:BOtni.153$605.27@newsfe1-gui.ntli.net...
>>>
>>> "newbie" <invalid@invalid.invalid> wrote in message
>>> news:5g6pghF3f6qtaU1@mid....
>>>> Plan to go to London in Aug and heard about their Chip and PIN process
>>>> to reduce fraud. Will I have trouble using my US issue credit card? Non
>>>> of them have the chip in/on the card.
>>>
>>> Well the last time I tried when a US friend came over the cards worked
>>> in banks and bank cash machines, but didn't work in shops.
>>>
>>>
>> Because ATMs only read the magnetic strip, not the chip. Of course the
>> chip-less US card won't work in a chip reader, but the display should
>> have instructed staff to swipe the card (usually on the side of the card
>> reader), which should have worked.
>
> Most of the retail outlets we went into no longer had swipe thingy.
>
> Well, except Edinburgh Woollen Mills who seem to expend a lot of time an
> effort being nice to tourists.

It is usually built into the side of the main terminal, rather than being on
the pad that PIN cards are put into. Several things need a supervisor card
swiped through the terminal, like refunds and end of day banking, so they
have to accept swipe cards somehow. Of course, whether the staff have been
trained in how to accept non-PIN cards is another matter.

Colin Bignell

On Thu, 19 Jul 2007 00:26:25 +0100, "nightjar" <nightjar@<insert my
surname here>.uk.com> wrote:

>
>"newbie" <invalid@invalid.invalid> wrote in message
>news:5g6pghF3f6qtaU1@mid....
>> Plan to go to London in Aug and heard about their Chip and PIN process to
>> reduce fraud. Will I have trouble using my US issue credit card? Non of
>> them have the chip in/on the card.
>
>Your main problem will probably be with staff training. The terminals have
>the ability to accept non-chipped cards, but it is less certain that the
>shop assistant will have been shown how to do so.
>
>Colin Bignell
>

That what I thought.


To the original poster.
Make sure you notify your bank that you will be in Europe. If you
are going to different countries. You may have to call the bank
again. This way your card has a less change of being blocked


Greg Rozelle

"nightjar .uk.com>" <nightjar@<insert my surname here> kirjoitti
viestissä:8tGdnfriBpKUPAPbRVnyugA@giganews.com...
>
>
> It is usually built into the side of the main terminal, rather than being
> on the pad that PIN cards are put into. Several things need a supervisor
> card swiped through the terminal, like refunds and end of day banking, so
> they have to accept swipe cards somehow. Of course, whether the staff have
> been trained in how to accept non-PIN cards is another matter.
>
In Asia it wasn't rare that a vendor accepted only thse credit cards which
were issued by a bank to which he was a customer and had a bank account.
Sometimes explaining the universality of this payment method convinced him
to accept other cards as well.

On 2007-07-18, Martin <me@address.invalid> wrote:
>
> There is a new chip and pin fraud on the go in the Netherlands

Does it actually involve the *chip* or is it just about copying the
information on the magnetic strip?