 DVC Questions
Because the 15k buys you vacations for the next 40ish years at the same
price they are right now. so figure 560X40=22400
so if your vacation price (room) does not change for the next 40 years, and
you go on vacation to a disney and/or an associated property each and every
year $22400 is what you would pay at todays rates.
40 years at $450 a year + the $15k initial investment is $33000. So you
start out a little over 10k in the hole. But then inflation comes along (a
lake side, facing MK room at poly was $49 in 1971.. slightly more now) and
causes room rates to go up, with DVC you have basicly locked in room rates
to todays prices.
Do not think of DVC as an investment that will pay you back over time.
Times shares are bad "investments", I use the term investment in the CD,
stocks, bonds, annuity, insurance sense. You are not gonna make money on
the deal. But if you like vacationing within the book of locations
provided, you can plan ahead with enough notification, etc. It can be a
great way to lock in lower rates today and for the next 40 years.
"Carol1235" <Carol1235@> wrote in message
news:307ak2pgj92e8ai94cu8u771a01h01gnlo@...
> Hi all. The spouse and I have been mulling over DVC for some time
> now. We have the basics understood we think. Here is my question.
> Say we buy 150 points. We'll plunk down around 15K (give or take).
> Then we'll pay the yearly fees for say $3 a point which is $450 a year
> in maintenance.
>
> Here is my question. We are going to WDW for 5 nights 11/17 - 11/22
> and it is costing us $569 at the POR. Why is DVC worth it when we are
> paying just a little more for our trip and not having to plunk down
> the 15K?
>
> We are seriously trying to talk ourselves into this but must be
> missing something along the way here.
>
> Jen
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