Health insurance while traveling?

Have never really thought abt it much in the past

But what would happen if I were out of the USA.... say
Mexico or Caribbean... and had a serious heath
emergency? Maybe a heart attack, stroke, or burst
appendix?

Would I be covered by company health insurance?

What abt my college age (20) nephew who may be with me?
How could I provide coverage for him?

Bottom line.... even tho Id never dwell on it and it
likely wont ever happen.... what contingencies can be
made for such a dilemma? Can one purchase health emer
insurance just for a trip?

In article <c91ff15n7bush9cbhg3iskvkgcabdt5stc@>,
me@ wrote:
>Have never really thought abt it much in the past
>
>But what would happen if I were out of the USA.... say
>Mexico or Caribbean... and had a serious heath
>emergency? Maybe a heart attack, stroke, or burst
>appendix?
>
>Would I be covered by company health insurance?

Depends on what your insurance policy says. Ask them. In most
cases, they don't, however, pay for things like airlifting you back
to the states should it be needed, etc. MediCare doesn't pay
anything outside the US)


>
>What abt my college age (20) nephew who may be with me?
>How could I provide coverage for him?

Again depends. If you have a travel agent, check in with them,
there are a number of places that sell time-limited insurance for
trips, etc.

>
>Bottom line.... even tho Id never dwell on it and it
>likely wont ever happen.... what contingencies can be
>made for such a dilemma? Can one purchase health emer
>insurance just for a trip?

Yep.

--
Bloomington, Indiana- A drinking town with a basketball problem.

kurtullmanm (Kurt Ullman) wrote:

>Depends on what your insurance policy says. Ask them. In most
>cases, they don't, however, pay for things like airlifting you back
>to the states should it be needed, etc. MediCare doesn't pay
>anything outside the US)

Do all travel agents offer trip medical insurance then?

A short term policy just for such things?

kurtullmanm (Kurt Ullman) wrote:

>Yep.

Sorry I didn't fully read this message b4 sending last
one

In article <9i6ff1hducm1oc92v8mev814l2r225cfk3@>,
me@ wrote:
>kurtullmanm (Kurt Ullman) wrote:
>
>>Depends on what your insurance policy says. Ask them. In most
>>cases, they don't, however, pay for things like airlifting you back
>>to the states should it be needed, etc. MediCare doesn't pay
>>anything outside the US)
>
>Do all travel agents offer trip medical insurance then?
>
>A short term policy just for such things?
Yeah there are trip insurance policies that just cover while out
of the country for the duration of a specific trip. They are usually
linked to specific general policies (trip insurance so if you get
hurt or sick and have to cancel the trip entirely you get the money
back, luggage insurance, etc.). There are also a number of available
policies, so I would look around and carefully read.

I use a travel agent for most of my travelling, so I don't know
if any of these are available directly. You might want to check in
with the travel newsgroups (rec.cruises, etc) for more advice on
this.

--
Bloomington, Indiana- A drinking town with a basketball problem.

Jere Lull <jerelull@mac.com> wrote:

>Insurance companies make gobs of money out of this sort of policy, but
>if it makes you feel more comfortable, go ahead and get some. I'd stick
>to airlifting to where my insurance covered, but that's just my opinion.

Good advice and that's what I will do

Again... I don't expect anything at all to happen
health wise. But I don't want to be caught without a
plan B either.