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Old 30th August 2006, 11:35 PM   #1 (permalink)
elliot
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Default Lost luggage allowance

Anyone aware of the amount the airline will pay for lost luggage?
I had heard $700 max allowed.



 
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Old 31st August 2006, 05:26 AM   #2 (permalink)
elliot
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Default Lost luggage allowance

no Mr Travel, I travel usually out of the country and the airline is
Alitalia...



 
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Old 31st August 2006, 07:58 AM   #3 (permalink)
S Viemeister
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sharkbait999 wrote:

> Any ideas of what extra insurance may cost per $1,000 worth of coverage for
> photography equipment on a transatlantic or transpacific flight? I am sure
> the gear I always carried onboard in a backpack will have to be checked. I
> have about $15,000 worth of photo equipment I use during my travels.
>

I'd be interested in this - it's been difficult finding a policy to
cover photo equipment carried in the hold.


 
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Old 31st August 2006, 11:17 AM   #4 (permalink)
TOliver
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"sharkbait999" <sharkbait999@> wrote ....

>I have a separate binder on my equipment that is lost or stolen while under
>my control, which costs me $50 a year. This would include equipment stored
>in my home, my car, even in my hotel room - but not airline baggage. My
>insurance company told me that the equipment is NOT covered when under the
>control of the airlines. They are probably wise to the losses created by
>the industry.
>


"Statistically", airline losses are pretty minimal, given the number of pax
hauled and the value of the potential number/value of claims.

Were I you, I'd check with some other insurance carriers. There are a
number which write business insurance for equipment such as you describe,
and in case of claims, will have you subrogate your rights. If you're
carrying that much photo equipment, you should expect that coverage is going
to cost more than $50. a year, barely a rider on your homeowner's policy and
likely to come with small print clauses which leave you "Katrinad" as the
current expression goes.

TMO


 
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Old 1st September 2006, 05:24 AM   #5 (permalink)
tim \(back at home\)
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"TOliver" <toliverjrFIX@Hot.> wrote in message
news:V3DJg.5422$o42.4372@tornado.texas....
>
> "sharkbait999" <sharkbait999@> wrote ....
>
>>I have a separate binder on my equipment that is lost or stolen while
>>under my control, which costs me $50 a year. This would include equipment
>>stored in my home, my car, even in my hotel room - but not airline
>>baggage. My insurance company told me that the equipment is NOT covered
>>when under the control of the airlines. They are probably wise to the
>>losses created by the industry.
>>

>
> "Statistically", airline losses are pretty minimal,


compared with what?

IMHO it is irrelevant that they only lose, say, 0.01%
of luggage. What is important is how they compare
with other forms of transit and I would suggest that
they probably lose 100 times the amount of luggage
than competing modes do.

tim


 
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Old 2nd September 2006, 08:46 AM   #6 (permalink)
Shawn Hirn
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In article <kJzJg.39276$NF3.16705@trnddc05>,
"sharkbait999" <sharkbait999@> wrote:

> Any ideas of what extra insurance may cost per $1,000 worth of coverage for
> photography equipment on a transatlantic or transpacific flight? I am sure
> the gear I always carried onboard in a backpack will have to be checked. I
> have about $15,000 worth of photo equipment I use during my travels.


Contact your insurance company. Most companies that offer home owners or
renters coverage have an option to cover computers, camera gear, etc.
 
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Old 2nd September 2006, 09:37 AM   #7 (permalink)
tim \(back at home\)
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"Shawn Hirn" <srhi@> wrote in message
news:srhi-EDE606.08465902092006@news.giganews.com...
> In article <kJzJg.39276$NF3.16705@trnddc05>,
> "sharkbait999" <sharkbait999@> wrote:
>
>> Any ideas of what extra insurance may cost per $1,000 worth of coverage
>> for
>> photography equipment on a transatlantic or transpacific flight? I am
>> sure
>> the gear I always carried onboard in a backpack will have to be checked.
>> I
>> have about $15,000 worth of photo equipment I use during my travels.

>
> Contact your insurance company. Most companies that offer home owners or
> renters coverage have an option to cover computers, camera gear, etc.


I rather thought that this was explained.

Even with a specific extension for a named item, normal
household insurance will not cover you for an item when
is is (a) outside your home and (b) not immediately within
your care.

Locked inside an aircraft hold fails this test.

tim


 
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Old 2nd September 2006, 10:01 AM   #8 (permalink)
TOliver
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"tim (back at home)" <tim_back_home2006.uk> wrote in message
news:4ltfplF3ftfqU1@...
>
> "Shawn Hirn" <srhi@> wrote in message
> news:srhi-EDE606.08465902092006@news.giganews.com...
>> In article <kJzJg.39276$NF3.16705@trnddc05>,
>> "sharkbait999" <sharkbait999@> wrote:
>>
>>> Any ideas of what extra insurance may cost per $1,000 worth of coverage
>>> for
>>> photography equipment on a transatlantic or transpacific flight? I am
>>> sure
>>> the gear I always carried onboard in a backpack will have to be checked.
>>> I
>>> have about $15,000 worth of photo equipment I use during my travels.

>>
>> Contact your insurance company. Most companies that offer home owners or
>> renters coverage have an option to cover computers, camera gear, etc.

>
> I rather thought that this was explained.
>
> Even with a specific extension for a named item, normal
> household insurance will not cover you for an item when
> is is (a) outside your home and (b) not immediately within
> your care.
>
> Locked inside an aircraft hold fails this test.
>

You're right, your homeowner's policy won't cover that sort of loss, but
dozens of insurance companies sell commercial casualty coverage for all
sorts of risks. For someone who travels often with expensive equipment,
checked or unchecked, it may be worth the investment (and will be easier to
recover on, since you can set the deductivble going in, different from the
standard deduction rules (in most US states) on Homeowners' policies.

TMO


 
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